I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?
HI darling,
I’ve actually got a super wonderful masterpost for you to check out:
Home
what the hell is a mortgage?
first apartment essentials checklist
how to care for cacti and succulents
the care and keeping of plants
Getting an apartment
Money
earn rewards by taking polls
how to coupon
what to do when you can’t pay your bills
see if you’re paying too much for your cell phone bill
how to save money
How to Balance a Check Book
How to do Your Own Taxes
Health
how to take care of yourself when you’re sick
things to bring to a doctor’s appointment
how to get free therapy
what to expect from your first gynecologist appointment
how to make a doctor’s appointment
how to pick a health insurance plan
how to avoid a hangover
a list of stress relievers
how to remove a splinter
Emergency
what to do if you get pulled over by a cop
a list of hotlines in a crisis
things to keep in your car in case of an emergency
how to do the heimlich maneuver
Job
time management
create a resume
find the right career
how to pick a major
how to avoid a hangover
how to interview for a job
how to stop procrastinating
How to write cover letters
Travel
ULTIMATE PACKING LIST
Traveling for Cheap
Travel Accessories
The Best Way to Pack a Suitcase
How To Read A Map
How to Apply For A Passport
How to Make A Travel Budget
Better You
read the news
leave your childhood traumas behind
how to quit smoking
how to knit
how to stop biting your nails
how to stop procrastinating
how to stop skipping breakfast
how to stop micromanaging
how to stop avoiding asking for help
how to stop swearing constantly
how to stop being a pushover
learn another language
how to improve your self-esteem
how to sew
learn how to embroider
how to love yourself
100 tips for life
Apartments/Houses/Moving
Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)
Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)
How to Protect Your Home Against Break-Ins (The Responsible One)
Education
How to Find a Fucking College (The Sudden Adult)
How to Find Some Fucking Money for College (The Sudden Adult)
What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)
Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)
How to Ask for a Recommendation Letter (The Responsible One)
How to Choose a College Major (The Sudden Adult)
Finances
How to Write a Goddamn Check (The Responsible One)
How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)
Debit vs Credit (The Responsible One)
What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)
Budgeting 101 (The Responsible One)
Important Tax Links to Know (The Responsible One)
How to Choose a Bank Without Screwing Yourself (The Responsible One)
Job Hunting
How to Write a Resume Like a Boss (The Responsible One)
How to Write a Cover Letter Someone Will Actually Read (The Responsible One)
How to Handle a Phone Interview without Fucking Up (The Responsible One)
10 Sites to Start Your Job Search (The Responsible One)
Life Skills
Staying in Touch with Friends/Family (The Sudden Adult)
Bar Etiquette (The Sudden Adult)
What to Do After a Car Accident (The Sudden Adult)
Grow Up and Buy Your Own Groceries (The Responsible One)
How to Survive Plane Trips (The Sudden Adult)
How to Make a List of Goals (The Responsible One)
How to Stop Whining and Make a Damn Appointment (The Responsible One)
Miscellaneous
What to Expect from the Hell that is Jury Duty (The Responsible One)
Relationships
Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)
How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple and catastrofries)
Travel & Vehicles
How to Winterize Your Piece of Shit Vehicle (The Responsible One)
How to Make Public Transportation Your Bitch (The Responsible One)
Other Blog Features
Apps for Asshats
Harsh Truths & Bitter Reminders
Asks I’ll Probably Need to Refer People to Later
Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)
Finances - Tax Basics (The Responsible One)
Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)
Important Documents - How to Get a Replacement ID (The Responsible One)
Health - How to Deal with a Chemical Burn (The Responsible One)
Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)
Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)
Job Hunting - Questions to Ask in an Interview (The Responsible One)
Life Skills - First-Time Flying Tips (The Sudden Adult)
Life Skills - How to Ask a Good Question (The Responsible One)
Life Skills - Reasons to Take a Foreign Language (The Responsible One)
Life Skills - Opening a Bar Tab (The Sudden Adult)
Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)
Adult Cheat Sheet:
what to do if your pet gets lost
removing stains from your carpet
how to know if you’re eligible for food stamps
throwing a dinner party
i’m pregnant, now what?
first aid tools to keep in your house
how to keep a clean kitchen
learning how to become independent from your parents
job interview tips
opening your first bank account
what to do if you lose your wallet
tips for cheap furniture
easy ways to cut your spending
selecting the right tires for your car
taking out your first loan
picking out the right credit card
how to get out of parking tickets
how to fix a leaky faucet
get all of your news in one place
getting rid of mice & rats in your house
when to go to the e.r.
buying your first home
how to buy your first stocks
guide to brewing coffee
first apartment essentials checklist
coping with a job you hate
30 books to read before you’re 30
what’s the deal with retirement?
difference between insurances
Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:
You may decide to leave home for many different reasons, including:
wishing to live independently
location difficulties – for example, the need to move closer to university
conflict with your parents
being asked to leave by your parents.
It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:
Unreadiness – you may find you are not quite ready to handle all the responsibilities.
Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.
Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.
Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:
They may worry that you are not ready.
They may be sad because they will miss you.
They may think you shouldn’t leave home until you are married or have bought a house.
They may be concerned about the people you have chosen to live with.
Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.
Tips include:
Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?
Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.
Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.
Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.
Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.
Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.
Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.
If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.
If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.
Your doctor
Kids Helpline Tel. 1800 55 1800
Lifeline Tel. 13 11 44
Home Ground Services Tel. 1800 048 325
Relationships Australia Tel. 1300 364 277
Centrelink Crisis or Special Help Tel. 13 28 50
Tenants Union of Victoria Tel. (03) 9416 2577
Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.
Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.
Remember that you can get help from a range of community and government organizations.
(source)
Keep me updated? xx
moonlight merriment screencaps, for all your memey reaction purposes ;)
save and use if you want, no need to comment or give credit
- katheryne from liyue
Roommate AU
tattoo artist albedo
Since one of my mutuals stated it… if you think that a black person uses proper grammar is being white, not only are you being anti black. You are also trying to stereotype black people, thinking that all black people don’t know how to use proper grammar or that they all use AAVE. So saying “you sound white” isn’t a compliment. It’s an insult.
he fights u but his attacks are just aggressive cuddles and licks. you can subdue him with headpats,
❝when he rejects you then regrets it…❞
a/n: when he rejects you
note: f!reader ; do not copy ; reblogs are appreciated
albedo
he wasn’t looking for love. it was a hassle in his eyes. he already had enough on his plate with his research expeditions and whatnot, and he didn’t need something so fickle to add on top of it. hence, could anyone really blame him when he rejected your confession?
he admitted he was far more cruel than he needed to be with his choice of words, but how else was he supposed to get his point across without getting your hopes up, still thinking you had a chance? in the end, he believed his reaction towards the situation did you both a favor and there was nothing anybody could say to change judgment on the matter otherwise
however, just because he fooled himself to think he was in the right, it didn’t mean he didn’t feel the inexplicable weight looming in his chest after you told him to never speak to you again before disappearing. it had been weeks, maybe nearing a month, since he last saw you. and strangely enough, it knocked the wind out of him the moment it dawned that your last encounter might truly be the last if he didn’t do anything about it
the next few days were filled with impending anxiety. he was determined. he visited the city to search for you. he checked every location you frequented and even asked a few of your friends for your whereabouts. alas, he was left empty-handed. he hadn’t caught any trace of you anywhere and was justifiably given the cold shoulder by friends
it wasn’t until he applied for a commission from you did he finally get to meet you once more. it felt like a dream. you looked much lovelier than he had last remembered. his eyes skimmed through your features, trying to remember every detail as he prepared for what’s to come
the plan was to deliver the materials he commissioned then leave without another word. alas, none of it happened because as you turned to exit the room, the geo user immediately reached out and firmly yet tenderly grabbed your wrist. “wait… please… please don’t go. not yet.”
“why?” you frowned. you couldn’t understand the sudden change in his attitude. the last time you saw him, he disregarded both you and your feelings as if they were some sort of pest. and now he has the audacity to beg for you company? no… you couldn’t put yourself through this again
detecting the clear hesitance on your face, albedo whispered, “i’m sorry…” you flinched. you didn’t expect this encounter to head towards this direction. not at all. you didn’t know what to feel when you heard the slight crack in his voice as he uttered the last syllable
“…i don’t want your apology …i don’t need it.” you answered, facing the floor to avoid meeting his fixed gaze on your figure, “if that is all, then i’ll be on my way.”
albedo couldn’t do anything but stare helplessly as you jerked your wrist off his hold like it burned you before leaving without saying another word. sensing the ache in his chest at your absence, it eventually clicked in his head why he had such a strong reaction towards your departure and it made his heart drop. “i… i love you.”
Keep reading
how about 'if I kissed you, I don't think I'd be able to stop' from the prompt list with our favorite red batman?
pairing: diluc x gn!reader
the first snowfall of the season begins at night. it's rather unceremonious, despite the warm feeling of change it stirs within your heart. a single snowflake falls to the ground, followed by another and another, until the ground is covered in a thin layer of white powder. it arrives quieter than the rain does and will leave far more slowly, but you don't mind.
instead, you brush off the snow on the railing before you and lean your weight onto it, forearms resting against the cool marble. if you had known it would snow, you would have dressed for the occasion. instead, you wear autumnal clothing designed for breezy nights, with snowflakes collecting on the weavings of a sweater thick enough to keep out the dampness of the frozen water.
you let out a huff of air as a test, watching as it forms a faint cloud of vapor before swirling away into the night sky. at the sight combined with the chill that slowly seeps into your veins, you shiver.
"i thought i would find you out here," a familiar voice says, causing you to snap out of your thoughts. you blink owlishly, but don't bother to turn around to see who approaches. you don't need to see the familiar mop of red hair to know that it's none other than diluc ragnvindr. the party that carries on inside appeals to neither of you. you are only surprised that you were the first one to make it to the balcony.
"is that so?" you muse, glancing up at the night sky. the lights of the mondstadtian city, still vibrant this early into the evening, prevent you from being able to see the stars above. perhaps i can dream, however, you think, eyes focusing on the brightest star in the sky that still manages to shine through the veil of light pollution.
footsteps make their way over to you, echoing across the stone tile. diluc stops next to you, just close enough that your arms would brush if you chose to lean onto his shoulder. you don't opt for the romantics, instead choosing to look at him with a tilt of your head.
"do you not have business to attend to?" you ask. despite diluc's avoidance of pompous affairs such as this, he's often too savvy of a businessman to pass up the opportunity for another entrepreneurial venture that the wealthy elites within the halls of these parties provide.
"do you not have duties to perform within the event?" diluc asks in return, tone devoid of any real accusation. his gaze moves to look over his shoulder and back at the bustling party, but returns to you as you begin to speak, glancing at you with fondness.
"i-" you begin, but you unintentionally cut yourself off as you shiver once more. with an efficiency reserved only for mondstadt's most eligible bachelor, diluc immediately shrugs off his coat. your lips tremble due to the cold weather, but the way diluc's eyebrows furrow in concern at your chilled state has any protests dying on your lips.
for once, you let the redhead assist you, remaining quiet as he drapes his coat around your shoulders. he fusses with the collar a bit and you don't fail to notice the way his cheeks turn red. its something that cannot be attributed to the cold weather, yet you avert your gaze and smile softly, not wanting to ruin the intimate gesture.
"thank you." your words are spoken earnestly. his coat is warm, smelling faintly of fresh cedar, and you quietly wonder what exactly its made of to be this comfortable.
"no need to thank me," diluc reassures before clearing his throat.
"ditching the party just to provide me with your coat? that deserves some sort of reward, doesn't it?" you tease, knowing exactly which buttons to press after knowing diluc for so long.
diluc's eyes flutter closed for a brief moment as he lets out an exasperated sigh. it seems that even he has learned over the years as well. his eyes slowly open up and he glances over at you with a deadpan expression. he relents.
"i suppose, as long as it is not anything extravagant.”
diluc’s concession is immediately one he regrets as your expression turns mischievous. the few snowflakes that gather on your eyelashes fail to hold you back. instead, you lean in closer to him, nearly touching but not quite.
“hm,” you ponder. “what exactly could you want from me?”
you already know the answer.
diluc’s gaze flickers down to your lips.
you receive the confirmation you needed. swallowing your own nervousness, you muster up your sweetest smile for him and tilt your head slightly, gazing at him intently. diluc swallows at the intensity of your gaze, yet the smoldering embers of his eyes dare not to look away.
“a kiss, maybe?” you breathe and you watch as diluc’s breath clouds into the air. his lips part slightly and he clears his throat, before lifting the back of his palm up to his mouth and glancing away bashfully.
“if i kissed you,” diluc confesses in a low tone as he attempts to gather his composure. “i do not believe that i would be able to stop.”
“oh? should we test that theory, then?”
under the first snowfall of the year, you and diluc share your first kiss. the only audience is found in the snowflakes that gather in your hair. diluc cups the side of your face gently and his hand warms you more than the coat around your figure does and, greedily, you lean into the warmth, unsure if you’ll ever be able to get enough of it.
kinda wanna write some scaramouche angst lemme go see what offerings the 6k event submissions can provide for me to fulfill this
tis childe day, tis childe day!
thankfully, i have not seen any childs slander all day and i am happy about it. honestly the poor boy deserves so much more love </3
- 🕯
childe deserves sm love 😔 he’s going through a lot esp after being the fandom’s punching bag. i mean… he kinda has is coming but.. yknow… he deserves some happiness too since his raging deathflags rlly arent doing anything for him.
ya. ur bloodline ends here bc of ur kaeya theme (also is ur finger okay alsoalso cna u bring bakc inheritance hmmm)
my bloodline was ending anyways because i'm gay for my gf, your threats mean nothing to me, deformed diluc. my finger is ok ! just annoyingly bandaged up,
i think at least 30 ppl have asked for the return of inheritance by now. this is my response.